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Rates
Rates
APY = Annual Percentage Yield. Rates effective as of April 22, 2024. Fees may reduce earnings.
CD Special Rates
| Term | Interest Rate | APY | Minimum Deposit |
|---|---|---|---|
| 5 Month - CD Special | 4.91% | 5.01% | $5,000.00 |
| 11 Month - CD Special | 4.82% | 4.91% | $5,000.00 |
There may be a substantial penalty for early withdrawal.
CD Special Rates Frequently Asked Questions
Premium+
| Average Collected Monthly Balance | Interest Rate | APY |
|---|---|---|
| $0.01 - $2,499.99 | 1.00% | 1.00% |
| $2,500.00 - $9,999.99 | 1.95% | 2.00% |
| $10,000.00+ | 3.69% | 3.75% |
Avoid the $5 monthly maintenance fee by maintaining at a $10,000 relationship balance or add a direct deposit of at least $500. Direct deposit is an electronic deposit of your paycheck, pension, or government benefits from your employer or the government.
Savings+
| Average Collected Monthly Balance | Interest Rates | APY |
|---|---|---|
| $0.01-$9,999.99 | 2.23% | 2.25% |
| $10,000.00-$24,999.99 | 2.96% | 3.00% |
| $25,000.00-$49,999.99 | 3.93% | 4.00% |
| $50,000.00+ | 4.65% | 4.75% |
Avoid the $2 monthly maintenance fee by maintaining at a $10,000 relationship balance.
Simply Savings
| Average Collected Monthly Balance | Interest Rate | APY |
|---|---|---|
| $0.01-$299.99 | 0.25% | 0.25% |
| $300.00-$999.99 | 0.75% | 0.75% |
| $1,000.00+ | 1.00% | 1.00% |
Avoid the $1 monthly maintenance fee by maintaining at least a $300 average collected balance or add a direct deposit. Direct deposit is an electronic deposit of your paycheck, pension, or government benefits from your employer or the government.
Certificate Rates
| Term | Interest Rate | APY |
|---|---|---|
| 3 Month | 3.20% | 3.25% |
| 6 Month | 4.82% | 4.91% |
| 12 Month | 1.95% | 1.96% |
| 15 Month | 1.95% | 1.96% |
| 24 Month | 1.95% | 1.96% |
| 30 Month | 1.95% | 1.96% |
| 36 Month | 1.95% | 1.96% |
| 48 Month | 1.95% | 1.96% |
| 60 Month | 2.34% | 2.36% |
$500.00 minimum deposit to open.
There may be a substantial penalty for early withdrawal.